Synchrony is one of the nation's premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.

• A simple application process, and fast credit decisions
• Unsecured, revolving credit lines
• Promotional financing options¹
• Convenient monthly payment options
• Online account management

Financing offers a 12, 18 or 24-month deferred interest feature (the “promotional period”) on your purchase (at an APR of XX% State Specific). Finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, but your monthly payment during the promotional period will go entirely to the principal balance. You will not have to pay the accrued finance charges until after the promotional period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay the accrued finance charges. However, if during the promotional period any scheduled monthly payment is received from you more than 30 days after the date the payment is due, then the promotional period ends, and you will be responsible for paying the finance charges that have accrued during the promotional period as set forth in the Truth in Lending Disclosures. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply.

No Interest, No Payments (17.99%)

Financing offers a no payment - no interest feature (during the “promotional period”) on your purchase at an APR of 17.99%. No finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, and you will not have to pay a monthly payment until the promotional period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay any finance charges. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply once the promotional period has ended.

Payment Factor

Example 150 PF

Financing available to well qualified buyers on approved credit at an APR of 9.99% for 97 months, with an estimated monthly payment of 1.5% of your purchase amount. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.

Equal Pay No Interest

Financing available to well qualified buyers on approved credit at a 17.99% APR for XX months, with equal monthly payments. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.

The Wells Fargo Home Projects Credit Card brings you:

• Revolving line of credit card you can use over and over again
• Specials financing where available
• Convenient monthly payment to fit your budget
• Easy-to-use online account management and bill payment options